Home Mortgage Retail Underwriter Senior Specialist (Work at Home) - New York
Compensation: $102,490.00 - $157,290.00 /year *
Employment Type: Full-Time
Industry: Financial Services - Insurance
Location New York, New York Location Job ID/ Req. Number197603 Job ID/ Req. Number Category Product Support Category Full/Part Time F Full/Part Time Shift 1st Shift Shift Description As an employee of Citizens Financial Group, youbecome a part of an organization committed to serving?customers,colleagues and communities in which we do business. Citizens Financial Group isan?established and successful financial services company with a branchpresence in 12 states and the?ability to conduct business globally. We arecommitted to offering comprehensive and competitive?benefits, encouragingour colleagues to develop and grow their careers, and providing a fiscallysound?and stable work environment while delivering to our customers. As a successful member of our Underwriting team,you will be responsible for underwriting complete?product offerings includingautomated and manual portfolio, Jumbo, FHA, VA, Bond Agency,and?Construction-to-Perm loans. In addition, you will underwritepre-underwritten conventional first?mortgages prepared by a JuniorUnderwriter, and will utilize your knowledge and experience to serve as?anadvisor for junior members of the department. Some additional responsibilities include,ensuring material information captured in the?automated underwritingsystem is accurate at time of review?proactively suggesting programalternatives for customers who do not qualify for termsinitially?submitted?demonstrating sound judgment in the analysis ofrequired documentation while mitigating?organization risk throughappropriate decision making. You will be asked to meet or exceed productivitylevels established by Management and credit?quality standards set forth byCitizens, while responding timely to quality control and audit?reviewswhen requested. The Senior Underwriter will also assist the GroupTeam Manager when necessary. Qualifications BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred Direct Endorsement Certification required 5 or more years underwriting conventional and government loans required Experience using Automated Underwriting Systems Self-directed with excellent time management skills Experienced as Delegated Underwriter with all approved MI companies Demonstrated ability to analyze and evaluate complex income documentation Exceptional written and verbal communication skills Desire to work in a production environment Advanced proficiency in Word and Excel VA LAPP approval preferred Hours & Work Schedule Hours per Week: 40 Work Schedule: Monday-Friday 8:00AM-5:00PM* The salary listed in the header is an estimate based on salary data for similar jobs in the same area. Salary or compensation data found in the job description is accurate.
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